Speaker 1: What happens to my assets if I don't track something down? In shorts. Mortgages. Mortgages week.

Speaker 2: Yeah, it is indeed. They're one of your every week's mortgage week here as well, aren't they? Seems to be. Yeah, but we've got an announcement. Well, actually it came live yesterday, but when you're listening to this it will already be live. Our mortgage course for first-time buyers, home movers. Anyone looking to buy a house? Upsize? Upsize, downsize. You don't have to buy it for yourself, you can buy it for a friend, family member. Anyone you think who's looking to move house. We kind of felt that people are hugely uninformed out in the mortgage market. And I find this from dealing with clients day in, day out when we do the mortgages. They actually don't understand some of the things involved in the process, what's needed. And are probably not prepared for when they buy the house. So this course will take you through every stage. From looking for a house, dealing with estate agents, dealing with the solicitors, dealing with valuations. Even the mortgage process, finding mortgage brokers. And all the little tips, tricks, hacks which will get you ahead of the crowd really. With regards to buying your first house or moving. And that has gone live now, so it's all of our years of experience. 30 plus years between us of experience in financial services. And experience from the current market and what clients are asking us questions about and what we feel they can do. So it's quite a short course. It's all broken down into really small chapters. You watch the videos, there's some downloadable guides on there as well. Even things down to what to look for when you're viewing a property. That's one of the biggest useful things, isn't it? Free downloads in there. And the course is £27. And it's a one-off cost, it's not a monthly one-off cost. You buy it, you get to use it. Don't share it with your friends. Let them buy it themselves. Because within each course is a very unique voucher. Which gives you £150 off our mortgage fees. So you get a discount. So for the £27 investment, you actually get £150 back in reduced fees. For our award-winning advice when it comes to mortgages.

Speaker 1: Sounds superb. The big thing there, the downloadable guide was really, really useful.

Speaker 2: Yeah, there's a few bits in there, isn't there?

Speaker 1: But as you said, it's all the questions that over the years people have come to us and asked us. And it was almost building up a bank of answers. And now that it's the same repetitive questions that come out. You can basically just put it in a digital format. And let people get the answers to the questions themselves. At a time when we're not available. It can be 5 o'clock in the morning when they watch this. It can be 2am, whatever it may be. But you can get access to all of that. And as you said, I suppose as a thank you. There's a voucher for getting a deal off using us as mortgage brokers. They don't have to use us, you can go elsewhere. But by way of saying a thank you is going to be a lot cheaper. And I think it's going to be really, really helpful to get people's heads aligned into the process of purchasing. Because it seems there's so many plates to spin when you're looking to upside, downside. Especially buy your first home. That it just gets rid of all the clutter. And almost gets you to concentrate on the steps and the process that's important to get ahead of the field. And hopefully, like you said, get one step ahead of everyone else. And secure that dream home.

Speaker 2: Yeah, exactly that. It's something that we've wanted to do for quite a while. But it's taken a little bit of time putting it together. And we've got it right now.

Speaker 1: Perfection takes time.

Speaker 2: Exactly that. But yeah, it's going to be hugely valuable for people. And should add a huge amount of value. And I don't think there's any other course like this at the moment. But yeah, get it now. £27. And even if you don't want to use Sanctuary Financial Planning for the advice, that's not a problem at all. Because it'll add huge value anyway. It'll just allow you to go in. And if you want to find out bits about how to deal with estate agents. How to, what to look out for when you're buying a mortgage. Some of the pitfalls, etc. They're all in there in different sections. And you can just work your way through as and when you want. So, it's a one-off cost. And that is now live.

Speaker 1: Do you think since, I don't know, is it since COVID? That the amount of inquiries for us. And the amount of transactional workers and mortgages. Has seemed to have ramped up. Everyone seems to be moving house at the moment. It's just house prices going up. You mentioned it before, interest rates going up. Not just because of everything, but by the mortgage lenders. But it just seems to be going up more and more by the day. It still hasn't stopped anyone from going through the process. The market is still buoyant.

Speaker 2: I do think it will slow down in the coming months though. I just think just the way rates are kind of going. It's starting to push into unaffordable for people. A little bit to move now because your rates are in excess of 3%. Generally, you'd be lucky to get anything under 3% at the moment.

Speaker 1: I know a few estate agents lately. That I know they're saying that the amount of people looking now. At houses has slightly reduced. But when they look at numbers. I asked them to kind of elaborate more. Well, it's kind of going from maybe 30 to 40 people looking at a house now. To maybe down to just the high 20s. There's still a huge amount of people looking for all these houses. So you have to know exactly what you're looking for in a house. You have to have, do they say, all your eggs lined up. You have to be one step ahead of those other 27, 28 people. To secure that dream home or forever home. So as much as things are going on in the world. You have to be right on the button to get that house. If you like it, you have to know the process. You have to have things set up prior to that. You have to have everything ready to go. Press the button to get that home.

Speaker 2: Be prepared.

Speaker 1: As we say, almost like the investment side and stuff like that. If you follow the structure on the course itself. I think you will be more successful in terms of getting it. Because if you've done stuff in advance of seeing a house. And you do stuff when you're going around looking at a house. And you make notes. And then you know what's going to happen after that. If you trust the process of that. You will have a more successful. A bigger chance of being successful in purchasing that house.

Speaker 2: Yeah, exactly. So there will be a link in the podcast and the YouTube video for this course. Taking you straight to our course page. Where you can buy it. There will be some more courses coming soon.